Track every loan, EMI and receivable in one calm place. HisabKitab scores your dues, projects your cash, and reminds you before late fees ever hit.
Cash position
Rs 84,500
▲ Rs 2,400 vs last wk
You owe
Rs 145,000
6 active loans
Pay first
priority engine90-day cash projection
Payables
loans, EMIs & dhukuti
Receivables
invoices, gross → net
Reminders
before anything is due
90-day
cash projections
From chaos to clarity
Sixteen parties across rows, EMIs counted by hand, "must-pay" dates buried in columns. HisabKitab turns that mess into a system that thinks ahead.
The spreadsheet
With HisabKitab
Everything in one place
Every due item scored 0–100 from urgency, size and penalty. The dashboard sorts by what genuinely matters first.
Add a loan once — installments generate automatically. Mark any one paid in two taps; the counter updates itself.
Track money owed to you with nested deductions, so you always see gross, expenses and the real net per invoice.
See your projected balance 30, 60 and 90 days out, factoring in every upcoming EMI and expected receivable.
Get warned before EMIs are due, when cash runs short for the week, and when overdue items need action.
Cash flow, P&L, aging and category breakdowns — exportable to CSV, Excel and PDF whenever you need them.
Get started in minutes
Sign up with your name, email and phone. Verify your email — it takes a minute.
HisabKitab is invite-only and private. An admin approves your account, then your dashboard unlocks.
Add your loans, receivables and cash. Let the priority engine and projections do the thinking.
The priority engine
Every active loan gets a transparent score that blends how soon it's due, how big it is relative to your income, and how punishing the interest is — plus your own priority nudge. Tune the weights to fit how you think.
Join HisabKitab and turn scattered numbers into a clear plan you can act on every single day.